Terms of Use

1. Acceptance of Terms

By accessing or using the Services, you agree to be legally bound by these Terms. You must be at least 18 years old and legally capable of entering into a binding agreement. By using QuantML, you represent and warrant that you meet these requirements.

2. Description of Services

QuantML operates as a technology and quantitative analytics platform. The Services provide:

• AI-generated market signals
• Risk-first portfolio allocation insights
• Quantitative model outputs
• Benchmark comparisons
• Performance and risk metrics
• Analytical dashboards and reporting tools

All outputs are general information made available equally to all users. QuantML does not:

• Provide personalised investment advice
• Act as a broker, dealer, or custodian
• Manage client funds
• Execute trades on behalf of users
• Provide discretionary portfolio management

3. No Financial Advice — No Fiduciary Relationship

Nothing on the QuantML platform constitutes financial, investment, legal, or tax advice. All outputs are general information and are not tailored to any individual's financial circumstances, objectives, or risk tolerance.

You acknowledge that:

• Markets involve risk and capital is at risk
• Past performance is not indicative of future results
• You may lose some or all of your invested capital
• All trading decisions remain solely your responsibility

Your use of QuantML does not create any fiduciary, advisory, or agency relationship. QuantML owes no duty to act in your best financial interests.

4. Accounts & Security

If you create an account:

• You are responsible for maintaining the confidentiality of your login credentials
• You accept responsibility for all activity under your account
• You must notify us immediately of any unauthorized use

We reserve the right to suspend or terminate accounts for security, compliance, or misuse reasons.

5. Third-Party Integrations

QuantML may integrate with third-party platforms such as brokerages, data providers, or analytics tools (e.g., link brokerage account, Stripe, market data APIs).

You acknowledge that:

• These third parties operate independently of QuantML
• QuantML is not responsible for third-party outages, pricing errors, execution issues, or losses
• Your use of third-party services is governed by their own terms and policies

6. Subscription Plans & Payments

Some features may require a paid subscription.

By purchasing a subscription:

• You authorize QuantML to charge applicable fees
• Fees are non-refundable unless required by law
• We may modify pricing or plans with reasonable notice
• Failure to pay may result in suspension or termination of access

7. Intellectual Property

All content, software, algorithms, models, branding, visuals, and documentation provided by QuantML are the exclusive property of QuantML or its licensors.

You may not:

• Copy, reverse-engineer, decompile, or redistribute our models or software
• Use QuantML content for commercial resale without written permission
• Scrape, automate, or extract data beyond permitted use

Limited, revocable access is granted solely for your personal or internal business use.

8. Acceptable Use

You agree to comply with the Acceptable Use Policy. You agree not to:

• Use the Services for unlawful purposes
• Interfere with platform security or performance
• Attempt to bypass access controls or safeguards
• Misrepresent QuantML outputs as guaranteed returns or advice
• Facilitate fraud, market manipulation, or unlawful trading practices

We reserve the right to investigate and take action against violations.

9. Availability & Service Changes

QuantML is provided on an "as-is" and "as-available" basis.

We may:

• Modify, suspend, or discontinue any part of the Services
• Perform maintenance or upgrades that may cause temporary downtime

We do not guarantee uninterrupted or error-free operation.

10. Disclaimers

To the fullest extent permitted by law:

• QuantML disclaims all warranties, express or implied
• We do not guarantee accuracy, completeness, or profitability
• Signals, analytics, and forecasts may be delayed, incorrect, or incomplete
• You use QuantML at your own risk

11. Limitation of Liability

To the maximum extent permitted by law, QuantML shall not be liable for:

• Trading losses or missed opportunities
• Data inaccuracies or system delays
• Indirect, incidental, or consequential damages

Our total liability, if any, shall not exceed the amount you paid to QuantML in the preceding 12 months.

12. Indemnification

You agree to indemnify and hold harmless QuantML from any claims, losses, or damages arising from:

• Your misuse of the Services
• Your violation of these Terms
• Your trading or investment activities

13. Termination

We may suspend or terminate your access:

• For violations of these Terms or the Acceptable Use Policy
• For legal or regulatory reasons
• At our discretion with or without notice

Upon termination, your right to use the Services immediately ceases.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ireland, without regard to conflict-of-law principles. Any disputes shall be subject to the exclusive jurisdiction of the Irish courts.

15. Changes to These Terms

We may update these Terms from time to time. Continued use of the Services after changes constitutes acceptance of the revised Terms.

16. Contact Information

For questions regarding these Terms, please contact: